Question 1

Can I use Clear Budget without an account?

Accepted Answer

Yes. The public calculator is fully functional with no sign-up. Nothing is saved — your numbers stay in your browser for the session and disappear when you close the tab.

Question 2

What does a free account give me?

Accepted Answer

A free account saves one complete Budget — entries, dates, currencies, goals and investments — so it persists and is available across devices with Financial Picture. Current & Projected Wealth is a Clear Budget Plus feature and is not included with Free.

Question 3

Are any calculator features locked behind an account?

Accepted Answer

Every core calculation — income, expenses, what’s left, goals, multi-currency, every time frame, custom periods, exact dates, targets and investment growth — works in the free calculator. Personal Current & Projected Wealth results are Clear Budget Plus features; the Free plan does not include a Projected Wealth preview.

Question 4

Why would I add more Budgets with Plus?

Accepted Answer

Plus lets you keep separate Budgets for different parts of life — home, business, travel, a partner — and connect them into one Combined Financial Picture with Current & Projected Wealth, Upcoming, Calendar and Forecast.

Question 5

What does Clear Budget Plus add for Current & Projected Wealth?

Accepted Answer

Clear Budget Plus unlocks Current & Projected Wealth across your connected Budgets. The values shown in the example above are illustrative EXAMPLE values only and do not represent a Free or one-Budget entitlement.

Question 6

What else does Plus include?

Accepted Answer

Multiple saved Budgets, Combined Financial Picture, Current & Projected Wealth, Upcoming transactions, Calendar and Forecast — all built on the same calculator.

Question 7

Does Clear Budget connect to my bank?

Accepted Answer

No. Clear Budget never connects to your bank. You enter your own numbers, on your own schedule — private by design, on every plan.

Question 8

Why not just use a spreadsheet?

Accepted Answer

A spreadsheet leaves you to build the hard parts yourself: correct frequency conversion (a biweekly amount is not just twice a monthly figure), per-entry currencies, exact contract dates, date ranges and proration. Clear Budget handles all of that instantly and shows every period side by side.

Question 9

Do I have to enter everything manually?

Accepted Answer

Yes — by design. Clear Budget never connects to your bank, so there are no imported transactions. You enter your own numbers on your own schedule. That is the privacy trade-off: no bank access, just your figures and a clearer picture of them.

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